FI Compass
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FI Compass · by Teachling Labs

How financially free could you be?

See how your current plan might hold up over a lifetime — then try one change at a time.

Simulate My Future

Thousands of simulated futures — with inflation, market ups and downs, and a background chance of real-life setbacks. Your numbers stay in your browser.

Financial independence is optionality

Being financially independent isn't about stopping work. It's about work becoming a choice — the room to take a sabbatical, switch to something you'd rather do, move for a better opportunity, or ride out a rough year without it derailing the plan. The point isn't a number you cross once; it's how much freedom your current path actually buys you, and what one change would add.

FI Compass shows that as a probability across thousands of possible futures, with every assumption on the table. No guaranteed returns, no stock tips.

More on the thinking behind this →

FI Compass is part of Teachling Labs. Why we built it.

Educational simulation — not advice or a prediction. What this means

Results are simulations, not predictions or guaranteed returns. Actual investment outcomes, inflation, taxes, expenses and life circumstances can differ substantially. This tool is for educational and planning purposes.